Financing & Loan Assistance

Financing Options for the Program

Metro Star Mechanical is exploring financing partnerships to help students fund their training when enrollment opens. Classes and enrollment will not begin until all required regulatory approvals are obtained.

Investing in Your Future

Our 1-week courses are planned at $1,000 and the full 12-week program at $12,000 — a fraction of what a traditional trade school costs. We are exploring financing providers and workforce development programs so cost is not a barrier when enrollment opens. Metro Star Mechanical does not guarantee employment or specific earnings.

Programs You Can Finance

All of the following Metro Star Mechanical programs are eligible for financing through our lending partners.

Financing Options

Choose the path that works best for your situation — from private student loans to government workforce grants.

Student LoanVocational Specialist

Climb Credit

Climb Credit specializes in financing for vocational and trade school programs. They partner directly with career schools and offer flexible repayment terms designed for working adults.

  • Loans from $1,000 – $25,000
  • Fixed monthly payments
  • No prepayment penalty
  • Fast online approval — minutes
Student Loan

Meritize

Meritize considers your academic and military history — not just your credit score — to offer competitive rates for trade and vocational training programs.

  • Merit-based approval process
  • Competitive interest rates
  • Deferred repayment options
  • Military & work history considered
Student Loan

Sallie Mae Career Training Loan

Sallie Mae offers career training loans for students in non-degree vocational and trade programs. No origination fee and multiple repayment options available.

  • No origination fee
  • Interest-only payments while in school
  • Multiple repayment plans
  • Apply online in minutes
Student Loan

Earnest Private Student Loans

Earnest offers private student loans with flexible terms and no fees. They evaluate your full financial picture — not just your credit score — for a more personalized rate.

  • No origination, prepayment, or late fees
  • Flexible repayment terms
  • Rate check with no hard credit pull
  • Skip-a-payment option
Student Loan

College Ave Student Loans

College Ave offers private student loans for career and vocational training programs with customizable repayment terms and a fast, simple online application.

  • Loans from $1,000 up to full cost
  • Choose your repayment term (5–15 yrs)
  • 0.25% rate discount with autopay
  • Instant credit decision
Student Loan

Ascent Funding

Ascent offers outcome-based student loans for vocational and trade programs, with options for students who may not qualify through traditional credit-based lending.

  • Credit-based and non-credit-based options
  • No co-signer required for some loans
  • 1% cash back on graduation
  • Flexible repayment terms
Grant / Workforce ProgramGrant — No Repayment

Georgia WIOA Workforce Grant

Georgia residents may qualify for WIOA (Workforce Innovation and Opportunity Act) funding through the Georgia Department of Labor — free money that covers vocational training costs with no repayment.

  • No repayment required
  • Covers tuition and fees
  • Available to eligible GA residents
  • Apply at your local career center

WIOA funding is currently unavailable — contact us for alternatives.

Federal Assistance

SNAP Employment & Training (SNAP E&T)

Eligible SNAP recipients may receive funding for vocational training through the SNAP Employment & Training program administered by the Georgia Department of Human Services.

  • Available to SNAP recipients
  • Covers approved training programs
  • Supportive services included
  • Apply through GA DHS

Metro Star Mechanical is not affiliated with any lender. Links open the lender's own website. Loan approval is subject to each lender's terms and eligibility requirements.

Need Help Choosing a Financing Option?

Fill out the form below and our team will reach out to walk you through the best financing path for your situation.

Financing FAQs

Ready to Start Your Training?

Explore our programs and enroll today — financing options are available for every budget.